Health Insurance Plans
We are committed to making care as accessible as possible and are happy to help you understand your insurance benefits prior to your visit. If you have questions about coverage, eligibility, or whether your plan is in-network, please contact our office for assistance.
Please note that insurance coverage varies by plan, and patients are responsible for understanding their individual benefits, including deductibles, copayments, and coinsurance.
At Arthritis Clinic of Central Texas, we are currently accepting the following insurance plans:
- 90 Degree Benefits
- 90 Degree Benefits / Caprock (PHCS)
- AARP MCR Advtg – Wellmed/Walgreens
- AARP MCR Advtg (Wellmed)
- AARP MCR Advtg Choice (Wellmed)
- AARP MCR Advtg HMO
- AARP MCR Advtg HMO Wellmed
- AARP UHC Medicare Supplement
- Aetna
- Aetna Choice
- Aetna Continental Life
- Aetna Elect Choice EPO
- Aetna Managed Choice
- Aetna MCR Dual Complete
- Aetna MCR Supplement Plan
- Aetna Medicare PPO & HMO
- Aetna Meritain Health
- Aetna MHBP
- Aetna Open Access
- Aetna Open Choice
- Aetna Select Open Access
- Aetna Senior Supplemental Insc.
- AFLAC
- Allied Benefit Systems Inc.
- Bankers Fidelity
- BCBS – Federal
- BCBS – Texas
- BCBS MCR Advantage
- Boon (PHCS)
- Boon-Chapman Benefits Administrators
- Brookshire Brothers
- ChampVa
- Christus Health Plan
- Cigna (Multiple Policies)
- Cigna Medicare Supplement
- Cigna Providence Health Plan
- Colonial Penn Life Insc. Co.
- CSI Life Insc. – Medicare Supplement
- GEHA – UHC
- GEHA UHC Shared Services
- Golden Rule Insurance Company
- GPA
- Hays County Indg/HealthFirst
- Humana Choice (MCR)
- Humana Choice Care Network
- Humana Gold Plus HMO (Not Wellmed)
- Humana MCR
- Humana MCR Choice Regional PPO
- Humana MCR Supplement Plan
- Imagine360 Admin
- Kempton Group Admin
- Lucent Health/Narus (HealthSmart)
- Mail Handlers Benefit Plan
- Manhattan Life Ins. Co.
- Medical Mutual
- Medicare-UHC Health Select
- MediPlus (MOAA)
- MediPlus Supplemental Health
- MedMutual Protect
- Mutual of Omaha
- NALC Health Benefit
- Nassau MCR Supplement
- Old Surety Life
- Oxford Health – UHC Choice Plus
- PHCS – HealthScope Benefits
- PHCS – Innovacare
- PHCS – Maestro Health
- PHCS – Marpai Health
- PHCS – Medi-Share
- PHCS – Philadelphia American Life
- Philadelphia American MCR Supplement
- Physicians Mutual Insc. Co.
- Sana Benefits
- Surest – UHC Choice Plus
- Tricare for Life
- TriWest Prime HMO
- TriWest Select
- UHC Choice
- UHC Choice Plus
- UHC Complete Care (Wellmed)
- UHC Dual Advantage
- UHC Health Select MCR Advtg
- UHC MCR Advtg (PPO)
- UHC Navigate PPO/HMO
- UHC Options
- UHC Select Plus
- UHC Shared Services
- UHC TRS Care (MCR)
- UMR – UHC
- United American Insc. Co.
- US Family Health Plan – Christus
- WebTPA
- WebTPA – AGA Tricare Supp
- Wellmed – Humana Gold Plus HMO – MCR
- Wellmed – Humana MCR Gold HMO
- Wellmed – UHC Dual Complete HMO
- Wellmed – UHC MCR Plans
Billing & Financial Policy
When you become a patient at our clinic, you will be asked to review and sign our Patient Financial Policy, which explains how billing and insurance processing works.
We bill insurance on your behalf whenever possible. However, your insurance plan determines what portion of your care is covered. Depending on your benefits, you may still be responsible for part of the cost of your visit or treatment.
What you may be responsible for:
Patients are responsible for any charges not covered by insurance. This may include:
Copayments
Deductibles
Coinsurance
Any services not covered by your insurance plan
Time of service payments:
To keep things simple and avoid unexpected balances, all copayments, deductibles, and coinsurance amounts are due at the time of service.
Insurance changes:
It is very important that you notify our office right away if your insurance changes or becomes inactive. If insurance coverage is not active at the time of your visit, you may be responsible for the full cost of services.
Billing and statements:
If your insurance does not cover the full cost of your visit, you may receive a statement for any remaining balance after your insurance has processed the claim.
A signed copy of our Patient Financial Policy is securely available to you through the patient portal for your reference at any time.